Home financing guide providing detailed step-by step process for residential loans. Try to avoid these common home buyer oversights causing delays in closing. Providing low to moderate income borrowers home financing in rural areas. Creditworthy, low-to moderate income borrowers home loan program. Insured by the Federal Housing Administration, and is used to purchase or refinance an occupied property. Common loan available that includes fixed and Adjustable Rate Mortgages (ARMs). Available to medical doctors who have a minimum of a MD, DO, DDS or DMD degree. Veterans and their families can obtain a competitive loan without a down payment 30-year term with the construction loan financing for up to 12 months and a modification to the end loan.