Home Buyer Guide

The most important step in the home buying process is first obtaining a Mortgage Pre-Approval, and to understand the home buying, mortgage process, and the time-line stages.

The following Pre-Approval package is provided by Victor Bals of Huron Valley Financial. He and his team will assist in meeting all of your Mortgage and Financing objectives.

NOTE: If you are working with or already have a lender in mind, they too will require the same documentation in the following pages.

 

Step - by - Step Home Buyers Package

The most important step in the home buying process is first obtaining a Mortgage Pre-Approval. This step-by-step guide will give detail of documents, timelines, and government regulations associated with real estate transactions. 

Residential Loan Checklist

See the required documents needed to start your loan. Some additional documents may be needed based on the buyer’s financial situation. 

Government Appraisal Checklist

This checklist is designed to assist you in identifying potential repairs associated with government financing available for properties that meet minimum health and safety requirements.

Property Scrub Sheet

This checklist is a valuable tool in identifying these potential concerns upfront, and will assist in the decision making process and negotiations of a potential property.