The Penny Is Going Away — But Here’s What That Really Means for You (and the Market)
The United States Mint has officially ended production of the penny — a small change with big implications. While your old pennies still count as legal tender, the end of this 230-year-old coin reflects larger economic shifts tied to inflation, consumer habits, and long-term value. In real estate, those “small” financial changes matter more than ever.
Historic Shifts in Buyer and Seller Trends
Explore 2025's Profile of Home Buyers and Sellers. Learn how shifting demographics, rising rates, and record trends are reshaping today’s real estate market.
Understanding the 5 Key Factors of Your Credit Score
A credit score is a vital indicator of your financial health, and understanding its components can empower you to enhance your creditworthiness. Here, we break down the five essential factors that make up your credit score.
The Benefits of a Cash-Out Refinance and How to Get Started
A cash-out refinance is a popular financial strategy for homeowners looking to leverage the equity in their homes. This process involves refinancing your existing mortgage for a higher amount than you currently owe and taking the difference in cash. Here, we'll explore the key advantages of a cash-out refinance, outline the steps to get started, list the necessary documents, and discuss the qualifications needed.
Understanding the Consumer Price Index (CPI) and Its Impact on Real Estate
The Consumer Price Index (CPI) is a key economic indicator that influences the real estate market, affecting both home buyers and sellers.